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Product Networks

OCEN 4.0 enables a network of product networks via with participants can discover, collaborate and serve products to borrowers. See sample example below:

OCEN Network

  1. Network begins with Product Network 1

    • Created by Loan Agent 1 who onboards as network participants - 3 lenders, disbursement partner, collections partner and a derived data partner
    • Loan agent 1 can serve their borrowers other products as well.

  2. Network expands with Product Network 2

    • Created by Loan Agent 1 who onboards as network participants - 2 new lenders, the same disbursement partner, and a new derived data partner
    • Loan agent 1 can continue to serve their borrowers other products as well.

  3. Network expands with Product Network 3

    • Created by Loan Agent 1 who onboards existing participants and a new lender (Lender 6) to serve the product
    • Participants can discover products and join the product network

  4. Network expands with Product Network 4

    • Created by a new LA, Loan Agent 2, who onboards existing and new participants to serve the product to their borrowers