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Trigger Repayment Response

This API is invoked by the lender to the LA giving the lender payment page url from where the borrower can make the payment. Lender also generates an id for the payment which becomes the reference for BA to check the status of repayment.

Request Body
metadata object REQUIRED

Metadata specific to each API request.

version string REQUIRED
originatorOrgId string

The organisation id on the Participant Registry.

originatorParticipantId string

The participant id on the Participant Registry. This will be different for every role under the same organisation.

timestamp string REQUIRED
traceId string REQUIRED
requestId string REQUIRED

UUID used to tie request and response and for idempotency

productData object REQUIRED

Product Metadata specific to each API request.

productId string REQUIRED

The product id on the Product Registry.

productNetworkId string

The product network id on the Product Registry.

response object REQUIRED

Status of response. Whether success or has encountered error

status string REQUIRED

Possible values: [SUCCESS, ERROR]

responseDetail string
payment object REQUIRED
totalAmount float REQUIRED
date date
status string REQUIRED

Possible values: [SUCCESS, FAILURE, PENDING_AUTH]

installmentNumber number
txnRefNo string
id string REQUIRED
description string
principal float
interestAmount float
fee float
penalty float
useSavedPaymentOption boolean
paymentMethodType string REQUIRED

Possible values: [UPI, EMANDATE_UPI, NETBANKING, ENACH, DEBIT_CARD]

paymentUrl string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

loanId string REQUIRED
loanStatus string REQUIRED

Possible values: [EMI_DUE, EMI_PAID, EMI_OVERDUE, EMI_WAIVED, LOAN_CLOSED, NPA, PARTIALLY_PAID, PRECLOSURE, SETTLEMENT_STARTED, SETTLEMENT_COMPLETED, SETTLEMENT_FAILED, SETTLEMENT_PAID, HEALTHY]

Responses
200

Acknowledgement of Request Received

Schema OPTIONAL
error string
traceId string
timestamp string