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Setup Collection Account Response

This endpoint is initiated by the LA on the Collections Partner before the Set Repayment Plan request to present the borrower with the available repayment methods.

Request Body
metadata object REQUIRED

Metadata specific to each API request.

version string REQUIRED
originatorOrgId string

The organisation id on the Participant Registry.

originatorParticipantId string

The participant id on the Participant Registry. This will be different for every role under the same organisation.

timestamp string REQUIRED
traceId string REQUIRED
requestId string REQUIRED

UUID used to tie request and response and for idempotency

productData object REQUIRED

Product Metadata specific to each API request.

productId string REQUIRED

The product id on the Product Registry.

productNetworkId string

The product network id on the Product Registry.

loanId REQUIRED
paymentMethod object REQUIRED
id string REQUIRED
description string
type string

Possible values: [EMANDATE_UPI, ELIEN, ENACH, ANY]

status string REQUIRED

Possible values: [INACTIVE, ACTIVE, CANCELLED, PAUSE]

data object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

loanApplication object REQUIRED
createdDate date REQUIRED
loanApplicationId string REQUIRED
loanApplicationStatus string REQUIRED

Possible values: [CREATED, PROCESSING, CONSENT_INITIATED, CONSENT_RECEIVED, CONSENT_REJECTED, OFFERED, OFFER_ACCEPTED, KYC_INITIATED, KYC_COMPLETED, KYC_FAILED, KYC_REJECTED, LOAN_AGREEMENT_INITIATED, LOAN_AGREEMENT_COMPLETED, LOAN_AGREEMENT_FAILED, REPAYMENT_SETUP_INITIATED, REPAYMENT_SETUP_COMPLETED, REPAYMENT_SETUP_FAILED, REPAYMENT_SETUP_REJECTED, SET_DISBURSEMENT_ACCOUNT_INITIATED, SET_DISBURSEMENT_ACCOUNT_COMPLETED, SET_DISBURSEMENT_ACCOUNT_FAILED, SET_DISBURSEMENT_ACCOUNT_REJECTED, GRANTED, REJECTED, ACTION_REQUIRED, DISBURSEMENT_INITIATED, DISBURSEMENT_COMPLETED, DISBURSED_FAILED, CLOSED, CANCELLED]

pledgedDocuments object REQUIRED
totalDocumentCount integer REQUIRED
hasAdditionalDocuments boolean REQUIRED
documents object[] REQUIRED
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
borrower object REQUIRED
primaryId string REQUIRED
primaryIdType string REQUIRED

Possible values: [PAN, MOBILE, AADHAAR]

additionalIdentifiers object[]
key string REQUIRED
value string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

name string
category string REQUIRED

Possible values: [ORGANIZATION, INDIVIDUAL]

contactDetails object[] REQUIRED
type string REQUIRED

Possible values: [PRIMARY, OTHER]

desctiption string
phone string REQUIRED
email string
address object
hba string REQUIRED
srl string REQUIRED
landmark string
als string
vtc string
pinCode string REQUIRED
po string
district string
state string REQUIRED
country string REQUIRED
url string
latitude string
longitude string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

aaIdentifier string

For AA based flows, account aggregator identifier will be provided by the borrower

guarantors object[] REQUIRED
primaryId string REQUIRED
primaryIdType string REQUIRED

Possible values: [PAN, MOBILE, AADHAAR]

description string
additionalIdentifiers object[]
key string REQUIRED
value string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

name string
relationshipWithBorrower string
category string REQUIRED

Possible values: [ORGANIZATION, INDIVIDUAL]

contactDetails object[] REQUIRED
type string REQUIRED

Possible values: [PRIMARY, OTHER]

desctiption string
phone string REQUIRED
email string
address object
hba string REQUIRED
srl string REQUIRED
landmark string
als string
vtc string
pinCode string REQUIRED
po string
district string
state string REQUIRED
country string REQUIRED
url string
latitude string
longitude string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

documents object[] REQUIRED
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

applicants object[] REQUIRED
primaryId string REQUIRED
primaryIdType string REQUIRED

Possible values: [PAN, MOBILE, AADHAAR]

additionalIdentifiers object[]
key string REQUIRED
value string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

name string
category string

Possible values: [ORGANIZATION, INDIVIDUAL]

relationshipWithBorrower string
contactDetails object[]
type string REQUIRED

Possible values: [PRIMARY, OTHER]

desctiption string
phone string REQUIRED
email string
address object
hba string REQUIRED
srl string REQUIRED
landmark string
als string
vtc string
pinCode string REQUIRED
po string
district string
state string REQUIRED
country string REQUIRED
url string
latitude string
longitude string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

terms object REQUIRED
requestedAmount float REQUIRED
currency string REQUIRED
sanctionedAmount float
netDisbursedAmount float
interestType string

Possible values: [FIXED, FLOATING]

interestRate float
annualPercentageRate float
coolingOffPeriod object
duration number REQUIRED
unit string REQUIRED

Possible values: [MONTH, DAY, YEAR]

totalRepayableAmount float
interestAmount float
description string
tenure object
duration number REQUIRED
unit string REQUIRED

Possible values: [MONTH, DAY, YEAR]

legalAgreement object
type string REQUIRED

Possible values: [TEXT, DOCUMENT_URL, REDIRECT_TO_LENDER_URL]

data string REQUIRED
documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
charges object
prepayment object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

bounce object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

latePayment object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

processing object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

other object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
description string
creditGuarantees object
cgtmseEligible boolean
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

loanAccount object REQUIRED
id string
description string
status string

Possible values: [ACTIVE, INACTIVE]

accountDataType string REQUIRED

Possible values: [ACCOUNT, VPA]

data object REQUIRED
accountType string

Possible values: [CURRENT, SAVING, OVERDRAFT, ESCROW, WALLET]

accountIFSC string
accountNumber string
vpa string
maskedAccountNumber string
accountHolderName string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

Responses
200

Acknowledgement of Request Received

Schema OPTIONAL
error string
traceId string
timestamp string