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Grant Loan Response

This method is called be the Lender when the Grant Loan processing is completed. This informs the borrower about the status of the loan in the lender system. Upon successful creation of a loan in the system, the lender returns all the details of the loan.

Request Body
metadata object REQUIRED

Metadata specific to each API request.

version string REQUIRED
originatorOrgId string

The organisation id on the Participant Registry.

originatorParticipantId string

The participant id on the Participant Registry. This will be different for every role under the same organisation.

timestamp string REQUIRED
traceId string REQUIRED
requestId string REQUIRED

UUID used to tie request and response and for idempotency

productData object REQUIRED

Product Metadata specific to each API request.

productId string REQUIRED

The product id on the Product Registry.

productNetworkId string

The product network id on the Product Registry.

response object REQUIRED

Status of response. Whether success or has encountered error

status string REQUIRED

Possible values: [SUCCESS, ERROR]

responseDetail string
loanDetails object REQUIRED
loanId string
loanApplicationId string
loanApplicationStatus string

Possible values: [CREATED, PROCESSING, CONSENT_INITIATED, CONSENT_RECEIVED, CONSENT_REJECTED, OFFERED, OFFER_ACCEPTED, KYC_INITIATED, KYC_COMPLETED, KYC_FAILED, KYC_REJECTED, LOAN_AGREEMENT_INITIATED, LOAN_AGREEMENT_COMPLETED, LOAN_AGREEMENT_FAILED, REPAYMENT_SETUP_INITIATED, REPAYMENT_SETUP_COMPLETED, REPAYMENT_SETUP_FAILED, REPAYMENT_SETUP_REJECTED, SET_DISBURSEMENT_ACCOUNT_INITIATED, SET_DISBURSEMENT_ACCOUNT_COMPLETED, SET_DISBURSEMENT_ACCOUNT_FAILED, SET_DISBURSEMENT_ACCOUNT_REJECTED, GRANTED, REJECTED, ACTION_REQUIRED, DISBURSEMENT_INITIATED, DISBURSEMENT_COMPLETED, DISBURSED_FAILED, CLOSED, CANCELLED]

createdDate string
startDate string
endDate string
borrower object
primaryId string REQUIRED
primaryIdType string REQUIRED

Possible values: [PAN, MOBILE, AADHAAR]

additionalIdentifiers object[]
key string REQUIRED
value string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

name string
category string REQUIRED

Possible values: [ORGANIZATION, INDIVIDUAL]

contactDetails object[] REQUIRED
type string REQUIRED

Possible values: [PRIMARY, OTHER]

desctiption string
phone string REQUIRED
email string
address object
hba string REQUIRED
srl string REQUIRED
landmark string
als string
vtc string
pinCode string REQUIRED
po string
district string
state string REQUIRED
country string REQUIRED
url string
latitude string
longitude string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

aaIdentifier string

For AA based flows, account aggregator identifier will be provided by the borrower

documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
guarantors object[]
primaryId string REQUIRED
primaryIdType string REQUIRED

Possible values: [PAN, MOBILE, AADHAAR]

description string
additionalIdentifiers object[]
key string REQUIRED
value string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

name string
relationshipWithBorrower string
category string REQUIRED

Possible values: [ORGANIZATION, INDIVIDUAL]

contactDetails object[] REQUIRED
type string REQUIRED

Possible values: [PRIMARY, OTHER]

desctiption string
phone string REQUIRED
email string
address object
hba string REQUIRED
srl string REQUIRED
landmark string
als string
vtc string
pinCode string REQUIRED
po string
district string
state string REQUIRED
country string REQUIRED
url string
latitude string
longitude string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

documents object[] REQUIRED
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

applications object[]
primaryId string REQUIRED
primaryIdType string REQUIRED

Possible values: [PAN, MOBILE, AADHAAR]

additionalIdentifiers object[]
key string REQUIRED
value string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

name string
category string

Possible values: [ORGANIZATION, INDIVIDUAL]

relationshipWithBorrower string
contactDetails object[]
type string REQUIRED

Possible values: [PRIMARY, OTHER]

desctiption string
phone string REQUIRED
email string
address object
hba string REQUIRED
srl string REQUIRED
landmark string
als string
vtc string
pinCode string REQUIRED
po string
district string
state string REQUIRED
country string REQUIRED
url string
latitude string
longitude string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

offer object
id string REQUIRED
isMappedtoDocument boolean
documentId string
validTill date REQUIRED
terms object REQUIRED
requestedAmount float REQUIRED
currency string REQUIRED
sanctionedAmount float
netDisbursedAmount float
interestType string

Possible values: [FIXED, FLOATING]

interestRate float
annualPercentageRate float
coolingOffPeriod object
duration number REQUIRED
unit string REQUIRED

Possible values: [MONTH, DAY, YEAR]

totalRepayableAmount float
interestAmount float
description string
tenure object
duration number REQUIRED
unit string REQUIRED

Possible values: [MONTH, DAY, YEAR]

legalAgreement object
type string REQUIRED

Possible values: [TEXT, DOCUMENT_URL, REDIRECT_TO_LENDER_URL]

data string REQUIRED
documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
charges object
prepayment object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

bounce object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

latePayment object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

processing object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

other object
chargeType string REQUIRED

Possible values: [FIXED_AMOUNT, RATE_BASED]

data object REQUIRED
rate float
amount float
applicableParameter string

Possible values: [TOTAL_LOAN_AMOUNT, OUTSTANDING_PAYABLE_AMOUNT, EMI, REPAYMENT_PRINCIPAL]

description string
url string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

disbursement object REQUIRED
plans object[] REQUIRED
id string REQUIRED
title string
shortDescription string
description string
paymentUrl string
payNowAllowed boolean
editPlanAllowed boolean
changeMethodAllowed boolean
automatic boolean REQUIRED
scheduleType string REQUIRED

Possible values: [RECURRING, ONE_TIME, AS_PRESENTED]

noOfInstallment number
frequency string

Possible values: [MONTHLY, WEEKLY, QUARTERLY, HALF_YEARLY, YEARLY]

tenure object
duration number REQUIRED
unit string REQUIRED

Possible values: [MONTH, DAY, YEAR]

totalAmount float REQUIRED
principal float
interestAmount float
penalty float
startDate date
status string

Possible values: [ACTIVE, INACTIVE, PENDING_AUTH]

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

accountDetails object[]
id string
description string
status string

Possible values: [ACTIVE, INACTIVE]

accountDataType string REQUIRED

Possible values: [ACCOUNT, VPA]

data object REQUIRED
accountType string

Possible values: [CURRENT, SAVING, OVERDRAFT, ESCROW, WALLET]

accountIFSC string
accountNumber string
vpa string
maskedAccountNumber string
accountHolderName string
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

repayment object REQUIRED
plans object[] REQUIRED
id string REQUIRED
title string
shortDescription string
description string
paymentUrl string
payNowAllowed boolean
editPlanAllowed boolean
changeMethodAllowed boolean
automatic boolean REQUIRED
scheduleType string REQUIRED

Possible values: [RECURRING, ONE_TIME, AS_PRESENTED]

noOfInstallment number
frequency string

Possible values: [MONTHLY, WEEKLY, QUARTERLY, HALF_YEARLY, YEARLY]

tenure object
duration number REQUIRED
unit string REQUIRED

Possible values: [MONTH, DAY, YEAR]

totalAmount float REQUIRED
principal float
interestAmount float
penalty float
startDate date
status string

Possible values: [ACTIVE, INACTIVE, PENDING_AUTH]

url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

description string
documents object[]
id string
source string REQUIRED

Possible values: [GSTN, AA, FIP, FSR, FIU, USER, OTHER]

sourceIdentifier string REQUIRED
format string REQUIRED

Possible values: [JSON, DOC, IMAGE, CSV, XML, PDF, URL]

reference string REQUIRED
type string REQUIRED

Possible values: [GST_PROFILE, GSTN_B2B_INVOICE, PAN, AADHAAR, DRIVING_LICENSE, PASSPORT, OTHER]

isDataInline boolean REQUIRED
data string REQUIRED
url string
extensibleData object

This API schema is for additional keys & values according to specific need. User can add JSON objects as per the requirements.

Responses
200

Acknowledgement of Request Received

Schema OPTIONAL
error string
traceId string
timestamp string